Compliance Officer I, Reporting

About Us Finance of America helps homeowners 55+ access the equity they’ve built while staying in full control of their home and their financial future. Through a range of reverse mortgage solutions, we help customers shape the retirement they’ve earned while continuing to evolve how we serve and work together. Joining Finance of America now means stepping into a period of momentum and growth, with teams actively shaping what comes next and opportunities to make an impact and grow your career. To learn more about us, visit www.financeofamerica.com [http://www.financeofamerica.com/] Purpose of Role Responsible for overseeing and supporting the Company’s state and federal regulatory reporting obligations. Ensures the accurate, timely, and compliant preparation and submission of required reports, including but not limited to HMDA (Home Mortgage Disclosure Act) and NMLS Mortgage Call Reports (MCR). Supports regulatory examinations, data governance, reporting controls, and ongoing monitoring of reporting requirements across jurisdictions. Key Responsibilities and Expectations * Coordinates preparation, validation, and submission of state and federal regulatory reports, including HMDA Loan Application Register (LAR) and annual submission, NMLS Mortgage Call Reports (MCR) and State-specific periodic reports. * Maintains reporting calendars and ensure timely submissions across jurisdictions. * Monitors regulatory changes impacting reporting requirements and implement updates as needed. * Oversees HMDA data integrity, validation, and reconciliation processes. * Coordinates cross-functional data collection with Operations, Servicing, Secondary, and IT. * Reviews edit checks and resolve data discrepancies prior to submission. * Supports annual HMDA submission and respond to CFPB or state regulator inquiries. * Maintains documentation evidencing HMDA data governance controls and methodologies. * Coordinates completion and submission of quarterly and annual MCR filings through NMLS. * Reconciles financial and loan activity data in partnership with Finance and Accounting. * Ensures narrative responses and required attestations are completed appropriately. * Maintains documentation supporting MCR data inputs and assumptions. * Develops and maintains reporting procedures, data dictionaries, and methodology documentation. * Establishs and monitors reporting controls to ensure accuracy and completeness. * Conducts periodic internal reviews of reporting data. * Identifies and escalates reporting risks, trends, or inconsistencies. * Supports state and federal examinations related to regulatory reporting. * Provides requested documentation and explanations regarding HMDA, MCR, and other filings. * Drafts written responses to regulator inquiries. * Maintains centralized documentation within governance systems (e.g., Archer). * Perform other duties as assigned. Reports To * Senior Compliance Officer Qualifications - Experience/Skills/Competencies * Minimum 3 years of related experience in compliance, risk management, or internal audit within financial services. * Mortgage industry experience, including monitoring or testing of loan origination, performing servicing, and default servicing operations. * Knowledge of the mortgage lending process and related legal and regulatory requirements. * Experience across the full monitoring and testing lifecycle, including test design, execution, issue identification, root cause analysis, and remediation validation. * Demonstrated ability to draft clear, defensible issue statements and support corrective action efforts. * Strong understanding of Regulation C (HMDA) requirements. * Familiarity with NMLS and MCR reporting requirements. * Experience working within established compliance or risk frameworks. * Experience supporting co-sourced, outsourced, or offshore testing environments preferred. * Experience with issue tracking systems such as Archer preferred. * Interpersonal, oral, and written communication skills.  * Research, analytical, and problem-solving skills. * Proficiency in MS Office Suite. Qualifications - Education - Required * Bachelor's Degree Compensation The base salary range for this position is inclusive of all geographical differences in the labor market. The base salary for the position will be determined based on factors such as the candidate’s work location, skills, education, and experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members in determining any final offer. We offer a competitive benefits package including health, dental, vision, life insurance, paid time-off benefits, flexible spending account, 401(k) with employer match, and ESPP. Additional Information The application deadline for this job opportunity is 7/1/2026. The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.  Finance of America is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, sex (including pregnancy), sexual orientation, religion, creed, age, national origin, physical or mental disability, gender identity and/or expression, marital status, veteran status or other characteristics protected by law.