Analyst, Transaction Management — Residential Loan Trading & New Issue RMBS Securitization

Markets | Spread Products Division | Residential Mortgage Whole Loan Transaction Management Group Business Overview Citigroup's Non-Agency Residential Mortgage Transaction Management Group, a unit within Spread Products, is seeking to add an Analyst to its existing team. The broader business focuses on loan trading and new issue securitizations of non-agency residential mortgage assets, serving institutional clients across the residential credit ecosystem. The desk touches a wide range of non-agency asset classes, including: New origination prime and near-prime loans HELOC and closed-end second mortgage loans Non-QM and DSCR mortgage loans Seasoned performing, re-performing, and non-performing loans Role Overview The Analyst will join the transaction management function, working closely with traders, deal teams, and external counterparties to support the full lifecycle of loan trading and securitization activity. The role centers on coordination, diligence, documentation, and data analysis that keep transactions moving smoothly, including: Due diligence coordination — Coordinating and reviewing pre- and post-settlement diligence processes for loan transactions and securitized deals, working with internal teams and third-party diligence providers Documentation and contract support — Supporting the preparation, review, and tracking of documentation for loan sale/purchase agreements and securitization-related transactions Transaction execution support — Assisting the desk with administrative and logistical aspects of whole loan transactions, including bid list preparation, data compilation, and settlement coordination Data and analytics support — Performing loan-level and pool-level data analysis to support the desk's evaluation processes, including organizing collateral data and preparing analytical summaries New issue securitization support — Assisting with collateral data review, document coordination, and operational execution tasks for securitized product issuances Ideal Candidate Profile Bachelor's degree in Finance, Economics, Business, or a related field Strong attention to detail and organizational skills, suited to coordinating multi-party processes (diligence providers, legal, trading desk, deal teams) rather than independent decision-making under time pressure Comfort working with large datasets (loan-level and pool-level data) using tools such as Excel; familiarity with SQL or similar tools a plus Strong written and verbal communication skills for documentation review and cross-team coordination Interest in residential mortgage credit markets and willingness to learn deal mechanics, documentation, and collateral characteristics Ability to manage deadlines across multiple concurrent transactions 0–2 years of relevant experience (internship or full-time) preferred ------------------------------------------------------ Job Family Group: Institutional Banking ------------------------------------------------------ Job Family: Investment Banking ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $110 000,00 - $125 000,00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: nov 16, 2026 ------------------------------------------------------ Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents – AI Notice and Right ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View Citi’s EEO Policy Statement and the Know Your Rights poster.