Credit Analyst

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit practices and supporting loan growth.Key ResponsibilitiesCredit Evaluation: Analyze financial statements, tax returns, and credit reports.Risk Assessment: Evaluate borrower risk and make recommendations for loan approval or denial.Credit Memorandums: Prepare detailed credit write-ups and loan summaries.Portfolio Monitoring: Assist in ongoing monitoring of loan performance and risk exposure.Collaboration: Work closely with loan officers and underwriting teams.QualificationsExperience: 2–4 years in credit analysis or commercial banking.SkillsStrong understanding of financial statements and credit metrics.Excellent analytical and problem-solving skills.Proficiency in Excel and financial systems.AttributesDetail-oriented and objective decision-maker.Strong organizational skills.Compensation$70,000 – $90,000 depending on experience